5 home-maintenance tasks you shouldn’t ignore

Homeownership means regular maintenance and repair chores, but some are more important than others. Here are five that should top your priority list:

1. Make Sure Your Appliances Aren’t Being Recalled

Why it matters: The non-profit “Consumer Reports” magazine wrote an eye-popping piece about how often home appliances catch fire: more than 150,000 residential fires each year from 2006 to 2008, resulting in 3,670 injuries, 150 deaths, and $547 million in property damage. About half the fires appear to have been caused by faulty appliances. Some had been recalled for defects that could cause an appliance fire, but the home owners weren’t aware.

What you need to do: Write down the model and serial number of each appliance, then check at http://www.recalls.gov for recalls and what action to take if something you own is involved. Keep your list so it’s easy to recheck; it sometimes takes years for problems to become evident. Keep tabs at HouseLogic for notices about recalls.

Maintenance cost: Free

Worst case if you put it off: You don’t learn that your dishwasher or clothes dryer has a safety defect, and the machine catches fire and burns your house down.

2. Check for Leaks and Fix Them

Why it matters: Water does more damage to houses than anything else, since persistent leaks lead to mold and mildew, rot, and even termites and carpenter ants (they like chewing soggy wood since it’s soft). Yet if you fix a leak soon after it starts, there may be no long-term damage at all.

What you need to do: Inside, keep your eyes open for dark spots under pipes inside sink cabinets, stains on ceilings, toilets that rock, and of course drips. At least once a year, inspect the roof. If you find leaks, fix them immediately. Otherwise, call in a plumber.

Maintenance cost: Negligible for a simple fix, such as a new washer. A visit from a plumber might set you back $250; a roof repair, a few hundred dollars to $1,000.

Worst case if you put it off: Drips ruin the cabinet under the kitchen sink, and run down into the floor sheathing and joists underneath, so you need a structural repair, plus new cabinets and new kitchen flooring. Or the roof rots, so you need a new roof and repairs to rooms directly beneath.

3. Test Your Sump Pump and Backup Pump (or Install a Backup Pump If You Don’t Have One)

Why it matters: The middle of a storm isn’t the time to discover your basement sump pump is clogged, nor is it the time to begin planning for a backup pump. You need them ready before the water arrives.

What you need to do: Fill the sump pump pit with water and make sure the pump switches on and sends water out the discharge line. If you have a backup pump, repeat the test, but unplug the main pump first. If the backup pump runs on batteries that are more than two years old, replace your sump pump. If you don’t have a backup pump and are on municipal water, get one that runs on water pressure. If you’re on well water, your only option is the battery kind.

Maintenance cost: Testing is free; a water-powered backup sump pump, including installation, costs $150-$350; a new battery for a battery-operated sump starts around $200.

Worst case if you put it off: The pump or pumps don’t work when you need them and your basement floods, ruining everything in it and forcing you to tear out drywall and carpeting.

4. Renew the Finish on Your Hardwood Floors

Why it matters: Every wood floor needs to be refinished periodically, but the trick is to get to the job before the old finish wears through. Then you can apply a fresh coat without having to sand into the wood. Since sanding wears away some of the wood, being able to skip that step can extend the life of your floor by decades.

What you need to do: If your floor is dull but OK otherwise, repair scratches and apply a hardwood floor refinisher ($6-$18 per quart). If the old finish is really scratched up, call in a pro to buff it and apply a fresh finish.

Maintenance cost: If you just need the refresher coat and apply it yourself, you can do 500 sq. ft. for around $25. If you hire a pro, figure on $1 per sq ft.

Worst case if you put it off: The finish wears through. If your floor is thick enough to sand, expect to spend $2.50 per sq. ft. for a new finish. If the floor can’t be sanded, you’ll need a whole new floor — $8-$20 per sq. ft., if you stick with wood.

5. Protect your Foundation

Why it matters: If anything goes wrong with your foundation walls — serious cracks, uneven settling — you could be in for one of the most expensive home repair jobs possible.

What you need to do: Every year, check to make sure the soil around your house slopes away from your foundation walls at least 6 inches over 10 feet (rain gutter downspouts should extend at least 5 feet away from your house).

That slope keeps water from getting down right next to your foundation, where it could cause basement walls to lean, crack the masonry, and cause leaks. (For houses with crawl spaces, keeping water away makes sure excess water doesn’t pool underneath your floor, making for damp conditions that encourage mold, rot, and insects.)

Maintenance cost: Topsoil is $10-$20 per cubic yard, plus delivery. You’ll pay $50-$100 per cubic yard if you buy by the bag.

Worst case if you put it off: Hydrostatic pressure causes your foundation to settle, cracking your basement walls. A full excavation is necessary to stabilize, repair, and seal the foundation walls — a $15,000 to $40,000 job.

 

Info found at “Houselogic.com” 

What are Jamberry Nail Wraps?

What are Jamberry Nails? 

 

Jamberry Nails are one of the newest direct sales companies that’s being launched nationally in 2012 and Canada in 2013.

 

Jamberry Nails was founded by three sisters who decided there had to be an easier, more cost effective and longer-lasting way to accessorize their nails. The sisters began to brainstorm different ideas for a nail covering that could be applied at home and would allow for intricate details in the design, without the mess and fuss of fingernail polish.

Jamberry Nails introduces an innovative and fashionable product base to the direct sales market — Nail Wraps!  

Nail wraps are the hottest new trend seen by many celebrities. 

 

Jamberry Nails offers high-end and up-to-date nail art designs that are easy to apply. These nail wraps come in the form of stick-on nail art (they are not stickers) and has over 350 different designs and colors you can choose from.

 

Jamberry Nail Wraps come in sheets of 18, similar companies only offer 16. Every sheet has sizes to fit fingernails and toenails. The application process typically only takes about 20 minutes and requires a sheet of nail wraps, a hairdryer (or some source of heat), and a nail file. The wraps are exposed to hot air from a hair dryer until they become pliable, after which they can easily be applied to the nail with a combination of heat and pressure. 

 

Jamberry Nail Wraps are chip resistant and can last for 2 weeks on fingernails and 6-8 weeks on toenails.

Jamberry Nails is the alternative to nail polish. With Jamberry, you’ll eliminate drying time, chipping, smudging, chemical and fumes odor, nail polish and stains, no one-time use like similar imitators and more importantly, they are affordable and can be done at the convenience of your own home. As stated by the founders, “Jamberry Nails allows us an opportunity to creatively express ourselves. Jamberry Nails embodies everything we love about fashion, affordability, fun and being together.”

 

Not ready to give up your polish?

Get lacquered up with Jamberry’s new line of professional nail lacquers! The new lacquers provide salon quality coverage and are 5-FREE*.  The vibrant colors were designed to complement the many Jamberry Nails designs. These new lacquers are perfect for statement nails, pesky pinky toes, and look great under clear Jamberry Nails designs. 

 

What is Nail Lacquer?Cosmetic Industry Nail Lacquers use the latest color and cosmetic technologies to enhance and beautify nails. Lacquers provide a rich, extensive palette with a wide range of colors and effects. Also, nail lacquers are free of the following 5 toxic substances found in everyday nail polishes and enamels:

  • Toluene
  • Formaldehyde
  • Dibutyl Phthalate (DBP)
  • Camphor 
  • Formaldehyde Resin

 

Jamberry Nails introduces “Indulgence”

Indulgence is a premium quality hand care line made exclusively for Jamberry without harmful parabens or sulfates and infused with Biotin for healthy looking nails and skin.  

Each product, Buff – Exfoliating Sugar Scrub, Nourish – Moisturizing Hand Créme, Quench – Hydrating Balm, is an entirely unique experience, addressing a number of different skin needs with nourishing ingredients and a beautiful light fragrance to keep your skin soft, smooth, and ready to face the world. 

Indulgence comes in a boxed set. An added bonus called Cleanse (Daily Use Hand Soap), will be included in the boxed set. I am not sure how long this will be included with the set.

 

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Keeping up with the hottest trends, Jamberry Nails offers a simpler, more affordable way to get fashionable nails in just a few minutes, eliminating the need to have to go to the salon for a manicure and pedicure. Jamberry Nails are enjoyed by many including busy mothers, teens, children, nail techs, salon owners, beauticians, cosmetologists, fashionistas and trend-setters. Our nail wraps will give you that high-end salon look with many different looks you can achieve by mixing and matching.

The new direct sales company offers Jamberry Independent Consultants the opportunity to earn an incomefrom working from home and/or offline earning commissions off of direct sales as well as team members who you sponsor. 

 

Love beauty and making money?

 

Put those two together and take advantage of the business opportunity. As a Jamberry Nails Independent Consultant, you have the opportunity to be in at the beginning of a business that has burst onto the fashion scene and continues to build momentum.

“I love how Jamberry Nails keeps up with the latest celebrity trend. My friends and I are always following celebrity fashion and trend-setters and to know that I’m a part of a company that’s hip, trendy and in the ‘now’ is pretty amazing to me. Plus I can make money while having fun is even more awesome. This business is a no-brainer; all women should really take advantage of this opportunity.”

Aside from the innovative product base and competitive compensation plan, Jamberry Nails is also pleased to announce its party-plan system offered to interested hostesses. Anyone who wants to host a Jamberry Nails Party can do so by contacting me. This is not your typical direct sales “home party” as you can host an online Nail Party (or in your home, for instance) and still reap hostess rewards—including discounted and FREE Jamberry Nails Wraps.

 

Interested people who want to make extra money or start a new career can contact me and get started for $99. The Jamberry Nails Consultant Kit comes with a replicated free website for three months, 4 sheets of Jamberry Nail Wraps – Your choice, a Jamberry Mini Heater, nail files, consultant guide, catalogs, brochures, business cards, order forms, and other business tools. There are always incentives going on to discount your Consultant Kit, so stay in touch with me to learn how you may be able to get started with your new Jamberry Nails business for less.

In summary, Jamberry Nails is an awesome business opportunity! The founders of Jamberry Nails launched the company in a direct sales setup primarily to give women the opportunity to start their own direct sales business, offering products that every woman would enjoy. Having families of their own, the Jamberry sisters wanted to introduce a venue for women to earn money while being given freedom over their schedule. Image

Top 5 Home-Buying Myths!

Whether you’re a real estate professional or first-time home buyer, the home buying process and real estate transactions can be stressful.  There tends to be some common misconceptions in this process, so it’s very important that you’re well informed of what is fact and what is fiction.  We’re here to set the record straight.

Myth #1:  You don’t need a REALTOR®.

Before you bravely take on one of the biggest purchases or sales of your life, remember this: it’s not as easy as it looks.  REALTORS® know all the ins and outs of the local area as well as the market in which you’re looking to buy or sell.  Picking up the phone and calling a REALTOR® may be one of the best decisions you’ll make.

Myth #2:  The bigger the down payment, the better off you’ll be.

Buyers’ immediate reflex is to put as much cash down as they can when buying a new home because they’ll borrow less, lower the monthly mortgage payments, and won’t need to buy mortgage insurance.  However, putting 20% down is not a requirement and it’s not for everyone.

Thanks to Federal Housing Administration Loans (FHA Loans), you can put as little as 3.5% down.  With this method, you’ll potentially have a lower interest rate, giving you more flexibility.  Your money is not all tied up in your house like in a traditional down payment that can leave you with little or no extra cash to spend on home care, improvements, or any other unforeseen circumstances.

Myth #3:  Appraisers set the value of a home.

The role of the appraiser is to produce a credible opinion of value that reflects the current market.  Appraisers are not responsible for setting the value of the home and they also do not confirm a home’s sale price.  According to David S. Bunton, President of The Appraisal Foundation, “Appraisers provide an analysis of the collateral, so that lenders understand the value of a property when making the loan decision.”

Myth #4:  You need perfect credit.

Most people assume that you must have absolutely golden credit in order to get a loan, but that just simply isn’t the case.  If buyers have less than perfect credit, lenders are often willing to work with them to get the best possible loan.

Credit is not the only thing that lenders look at when deciding to approve a loan, but your score will have an effect on the interest rate on your mortgage.  Make sure you review your credit report and if any errors are found, they should be reported to the credit reporting bureaus before applying for a mortgage.

 

Jamberry Introduces Nail Lacquer!

Jamberry Professional Nail Lacquer provides 5-free* salon quality coverage, with vibrant colors that complement many of our nail wrap designs. These nail lacquers are perfect for the ever trendy statement nail, pesky pinky toes, or under any of our clear nail designs. Our Glitter Effect Top Coat is nail lacquer with multi-colored glitter specks.

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Available now! http://bit.ly/1gHWNgS

FEATURES & BENEFITS: Jamberry Nail Lacquers use the latest color and cosmetic technologies to enhance and beautify nails.Lacquers provide a rich and extensive palette of the widest range of colors and effects without the use of Toluene, Formaldehyde, Dibutylphthalate (DBP),Camphor or Formaldehyde Resin. Made in the USA, gluten free, cruelty free, and Vegan friendly.

Prep your nails for a smooth application with our extraordinary base coats - 

Strengthening Base Coat was formulated as a dual function nail lacquer. The product provides both base coat adhesion properties and strengthening treatment properties.Key Points of the Strengthening Base Coat 

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Key Points of the Strengthening Base Coat

  • *Toluene, Formaldehyde, Formaldehyde Resin, Camphor and DBP Free
  • Dual function – Use as a base or alone as a strengthening treatment
  • As a Base Coat it prepares nail surface for optimum nail lacquer or nail wrap application
  • Provides intensive treatment and will help nails become noticeably stronger within weeks. Additionally the nail strengthening property promotes nail growth, conditions and helps normalize the natural nail plate to promote healthy, strong nails
  • Contains horsetail plant extract, which is a herb rich in nutrients and high in silica, which promote strong healthy nails.
  • Provides ingredients to improve and protect nails.

 

Instructions for use: For a flawless nail lacquer application – Apply on a clean, dry nail. Apply one coat of desired nail strengthener. Use alone or as base coat. As a strengthener use 2-3 times per week for approximately two weeks. Remove and refresh original application.

Jamberry Smoothing Base Coat (ridge-filler) as well as our Top Coat options. This product has been formulated to help enhance the appearance of the natural nails.

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Key Points of Smoothing Base Coat 

  • *Toluene, Formaldehyde, Formaldehyde Resin, Camphor and DBP Free
  • Natural Nail Camouflage
  • Conceals imperfections and smooths surface
  • Dual function – Ridge-filing and Base Coat properties
  • Prepares nail surface for optimum nail lacquer application
  • Protects natural nail surface from staining by creating a barrier
  • Improves nail lacquer wear

 

Instructions for use: For a natural looking application. Apply on a clean, dry nail. Apply one-two coats to help smooth the surface of the nail. Allow each coat to dry to the touch prior to applying additional coat.

 

Enhance the look of your nails with our trio of top coats - 

Key Points of the Jamberry Nail Lacquer and Glitter Effect Top Coat 

  • *Toluene, Formaldehyde, DBP, Camphor and Formaldehyde Resin Free
  • Glossy
  • Fast drying
  • Long Wear
  • Smooth application
  • Excellent inter-coat adhesion to Base Coat and Top Coat
  • Experience nail color in a spectrum of vivid hues, special effects and dazzling finishes
  • Reinforces and protects nails

Instructions for use: For a flawless nail lacquer application. Apply a layer of Base Coat on a clean, dry nail. Allow to dry to the touch prior to applying nail lacquer. Apply two coats of nail lacquer. Allow each coat to dry to the touch prior to applying additional coat. Finish with Top Coat.

 

Jamberry Ultra Shine Top Coat. This product has been formulated to provide a glossy finish and improve the external wear characteristics of nail lacquer.   

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Key Points of Ultra Shine Top Coat

  • *Toluene, Formaldehyde, Formaldehyde Resin, Camphor and DBP Free
  • Provides a glossy finish
  • Creates an external barrier to environmental elements
  • Maximizes the wear characteristics of nail lacquer
  • Clear shield provides a bright transparent color enhancer
  • Provides reinforcement and smooths minor surface imperfections

 

Instructions for use - Topcoat: For a flawless nail lacquer finish. Allow final nail lacquer coat to dry to the touch prior to applying topcoat. Apply one-coat of topcoat.

 

Jamberry Matte Finish Top Coat. This product has been formulated to provide a satin finish and improve the external wear characteristics of nail lacquer.

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Key Points of Matte Finish Top Coat  

  • *Toluene, Formaldehyde, Formaldehyde Resin, Camphor and DBP Free
  • Provides a satin finish
  • Creates an external barrier to environmental elements
  • Maximizes the wear characteristics of nail lacquer
  • Creates a final surface appearance that is different than the traditional glossy finish
  • Smooths minor surface imperfections
  • Provides reinforcement and protects nails

 

Instructions for use - Topcoat: For a flawless nail lacquer finish. Allow final nail lacquer coat to dry to the touch prior to applying topcoat. Apply only one-coat of Matte topcoat.

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Ultimate Jambery Challenge Day 4

Ultimate Challenge DAY 4 Observations:
- Sephora (1) and Sally Hansen (3) both chipped badly while I was cleaning the bathroom. Essie (5) start peeling back at the tips while giving my kids a bath.
Ultimate Challenge Day 4
- I officially call Jamberry (4) the winner. Didn’t take very long! Join the nail revoloution by going to http://www.jamminmandie.jamberrynails.net and taking advantage of the Buy 3 Get 1 #FREE specail! 

Ultimate Jamberry Challenge – Day 3

Ultimate Challenge DAY 3 Observations:

Ultimate Challenge Day 3

While washing dishes the Avon (2) wraps slid right off. Sally (3) and Sephora (1) are also chipping BADLY and Essie (5) is starting to
recede from the tip of my nail. Jamberry (4) still holding strong.

Sign up to host a online interactive 45 minute Facebook party! Party in your Pajamas! Hit me up on http://www.jamminmandie.jamberrynails.net/host to get started!!! Earn free wraps!

Ultimate Jamberry Challenge – Day 2

So here is some observances from the Jamberry Ultimate Wrap Challenge on day 2.

Ultimate Challenge Day 2

After a normal day of diapers, dishes and general work around the house Avon (2) is 1/3 gone and the Sephora (1) ones are beginning to chip. The Sally Hansen (3) ones still smell strongly like nail polish.

 

Don’t forget you can get these wraps Buy 3 Get 1 FREE on my website www.jamminmandie.jamberrynails.net

Ultimate Jamberry Challenge – Day 1

So I’ve been with Jamberry Nails since March, since then we’ve gotten some comptetion! Here is a challenge that shows the difference in the wraps day by day!
Wraps are: Sephora, Avon, Sally Hansen, Jamberry & Essie.

Ultimate Challenge day 1

DAY 1: The polish based wraps (sephora & sally hansen) had a very overwhelming smell that lasted a looong time. These wraps also dry out after opening the package and have no shelf life. The vinyl based wraps (essie/avon) were very thin and sticky. I had a hard time getting the Avon ones on without ripping them.  Check back tomorrow to see what happend on day 2!

Jamberry Nail Wraps are retiring 181 of oru wraps on 8/31! Get them Buy 3 Get 1 FREE at www.jamminmandie.jamberrynails.net Feel like earning FREE wraps?!? I do online an home parties! Let’s get you set up for one today!  Check out my facebook page for new wrap style, giveaways and more!

Jamberry Nails to retire 180 wraps on 8/31!

Jamberry Nails are getting ready for the Fall/Winter line that is coming out 9/1, by retiring these 180 wraps on 8/31!!! YES! I said RETIRING...meaning NO LONGER AVAILALBE, GONE, BYE-BYE! There are tons of them that I love.. and a I’ll be sad to see go.  I did though get to see a sneak peek video of the new ones coming out…and I have to say I’m rather excited about a few of them! Take a look at all of these!!! Time to stock up now on your favs if you have a few on here! Don’t forget you can still Buy 3 Get 1 FREE!   Also if you place an order, or get booked on my calenedar to HOST A PARTY (either online, catalog, or in home)  between now and 8/9/13 at 10pm PST, you will be entered to WIN a FREE 1/2 set of Jamberry Nails! What’s better then WINNING something!

Gonig Going Gone!Gonig Going Gone!Gonig Going Gone!

What’s new in My World?!?!?! JAMBERRY NAILS!

So on 3/1/13 I decided to start selling Jamberry Nails! What are Jamberry Nails you ask?

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Jamberry Nail Wraps are a solid film covering that is both pressure & heat activiated to create a tight bond with your nail! With over 250 designs and the new Nail Art Studio were you can design your own wraps the possiblities are endless!!  I’d love it if you had the chance to go look at my facebook page. www.facebook.com/jamminmandie where I have a giveaway going on right now for a free set of Jamberry Nail Wraps!  Just head over here http://bit.ly/Xfc9Ss to enter! Giveaway ends soon!   I do home and online parties, where the hostesses are spoiled with the great reward system we have!  If you are intersted in hosting a party just go to my website http://www.jamminmandie.jamberrynails.net and click “Host” so we can get you set up on the calendar!